Analysis

Independent analysis of the European payments industry, covering merchant acquiring, open banking, cards, software, AI and market structure.

Latest

More pain for PayPoint

Flatpay explains model behind its remarkable growth

Worldpay acquisition doubles size of Global Payments Europe

Merchant acquiring

Lloyds Cardnet – higher prices cushion falling volumes

Cautious optimism at Worldline

S-Payments revenue up 17% in 2024, outpaces German market

Open Banking

Banked losses narrow but still waiting for revenues to arrive

Hardware

PAX: Services Steady, Terminals Slump—Again

Industry insight

9 things I learned at the Checkout.com client conference in Venice

What I learned at the Shift4 Investor Day

Conference round ups

AI’s biggest impact won’t be on payments

Modular or composable payments